Simplify the application process. We automate the entire application process, from collection and verification to preparing the loan package. Through automation, we enable you to move with the competition’s speed at a vastly reduced cost structure.

Reduce losses. Our platform combines your existing credit standards with advanced machine learning techniques. We draw on thousands of additional data points to gain deeper insight into a borrower's creditworthiness, while increasing loan processing speeds. Continuous loan monitoring flags potentially problematic loans before they go into default.

Acquire new customers. Increase conversions online and in-branch by not only providing the capital small businesses need but the simplified lending experience borrowers expect. Generate new leads through Mirador’s lender referral network.

Improve profitability. Easily implement a modern, secure lending program to reduce origination costs and loan losses. Eliminate wasted hours processing paper applications, collecting documentation and entering data.

Establish a small-dollar SMB Loan program. We enable lenders to create a program quickly, either in conjunction with their Credit Union Service Organization (CUSO) or directly, without additional overhead or staff.

Lend small-dollar amounts more profitably. The platform combines your existing credit standards with advanced machine learning techniques. We draw on thousands of additional data points to gain deeper insight into a borrower's creditworthiness, while increasing loan processing speeds, reducing origination costs and default rates.

Reduce and monitor risks. Our dashboards give you an accurate, up-to-the-minute snapshot of your loan portfolio. Continuous loan monitoring flags potentially problematic loans before they go into default.

Better serve members. Strengthen existing member relationships and attract new members by not only providing commercial credit for their small or home-based businesses but by offering the simplified borrowing experience they expect.

CDFIs and other mission-based lenders are a valuable source of capital for small businesses in our communities. Slow, cumbersome and expensive small business lending processes can effectively limit their potential reach and impact. Mirador provides a secure, modern, cloud-based lending platform that is both easy and inexpensive to deploy. We simplify the application process and help you attract and fund more of the borrowers you want.

Streamline lending processes. We automate the entire application process, from data collection and verification to preparing the loan package. Through automation, we enable you to move fast, at a vastly reduced cost structure. No more losing deals you want to other lenders.

Meet mission goals. In addition to your existing credit standards, the platform draws on thousands of non-traditional data points to gain deeper insight into a borrower's creditworthiness, while increasing loan processing speeds. By enabling you to make faster, more nuanced lending decisions, you can provide more funding to more small businesses in support of your organization’s mission.

Reduce and monitor risks. Dashboards give you an accurate, up-to-the-minute snapshot of your loan portfolio. Continuous loan monitoring flags potentially problematic loans before they go into default.

Expand reach and brand awareness. Open a new online channel that turns your static website into a transaction-based tool. Generate new leads through Mirador’s lender referral network.

Improve the application process. We automate the entire application process, from data collection and verification to preparing the loan package. Through automation, we enable you to move fast, at a vastly reduced cost structure for greater profit margins.

Make smarter loan decisions. Our platform combines traditional methods of credit analysis with the latest in machine learning and Big Data. We draw on thousands of additional data points to gain deeper insight into a borrower's creditworthiness, while increasing loan processing speeds. This enables you to make faster, more nuanced lending decisions that continually improve as more loans and data is processed.

Reduce and monitor risks. Dashboards give you an accurate, up-to-the-minute snapshot of your loan portfolio. Continuous loan monitoring flags potentially problematic loans before they go into default.

Acquire new customers. Small businesses are a great referral source of new customers. Our white-label platform is designed to strengthen a credit union's existing member relationships while increasing conversions via web, mobile or in-branch.